Rates
made easier.

Compare options across car finance, home loans, business finance, personal loans, asset & equipment finance, and refinance. We’ll connect you with the right specialists to get you a better rate.

Free to use. No obligation.

Rate Shop is a referral and matching service. We’re not a lender.

How Rate Shop works.

01

Tell us what you need.

Answer a few simple questions about what you’re looking to finance, your circumstances and when you’re looking to get started.

02

We find the right specialist.

We use the information you provide to match you with trusted finance specialists suited to what you’re looking for.

03

Your specialist takes it from there.

Your specialist will contact you, discuss your options and assist with your application every step of the way.

Not all finance is the same.
We match you with the right specialist.

Someone brilliant at home loans might not be the right person for a business equipment deal. We match you with the right specialist from our panel to help you get a better rate and a finance solution that fits.

A better introduction.

We ask a few useful questions first so the finance specialist receiving your enquiry already has a clear understanding of what you’re looking for.

What you’re financing
How much you need
Employment or business status
Approximate income
Deposit or contribution
Residency status
General credit history
When you’re looking to proceed

That means less explaining, a better-matched specialist and a much better place to start.

Know where you stand.Check your credit score.

Not sure what your credit profile looks like? Use our credit score service to check your score before speaking with a finance specialist.

Checking your score through Rate Shop does not affect or impact your credit score.

Car finance? We can help withmore than the finance.

Already found the car? Great. Still looking? Rate Shop can also connect you with our vehicle partner to help you find the right car, compare options and get the best deal.

Why Rate Shop?

100% free to use.

There’s no charge to submit an enquiry and be connected with a finance specialist.

The right specialist.

We match you with trusted specialists based on what you actually need.

Multiple types of finance.

Car, home, personal, business, equipment and refinance. All in one place.

No obligation.

Starting an enquiry doesn’t mean you’re required to proceed.